Add Care Pro billing, renewal, and scheduler.

Organizations can subscribe from wallet, expire correctly on free tier, and renew nightly via care:pro-renew.

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Services/Care/PlanService.php

@@ -3,22 +3,37 @@
 namespace App\Services\Care;
 
 use App\Models\Organization;
+use Carbon\Carbon;
 
 class PlanService
 {
+    public function planKey(Organization $organization): string
+    {
+        $settings = $organization->settings ?? [];
+        $plan = (string) ($settings['plan'] ?? 'free');
+
+        if ($plan === 'pro' && ! empty($settings['plan_expires_at'])) {
+            if (Carbon::parse($settings['plan_expires_at'])->isPast()) {
+                return 'free';
+            }
+        }
+
+        return array_key_exists($plan, config('care.plans', [])) ? $plan : 'free';
+    }
+
     public function plan(Organization $organization): string
     {
-        return (string) data_get($organization->settings, 'plan', 'free');
+        return $this->planKey($organization);
     }
 
     public function isPro(Organization $organization): bool
     {
-        return $this->plan($organization) === 'pro';
+        return $this->planKey($organization) === 'pro';
     }
 
     public function maxBranches(Organization $organization): ?int
     {
-        $plan = config('care.plans.'.$this->plan($organization));
+        $plan = config('care.plans.'.$this->planKey($organization));
 
         return $plan['max_branches'] ?? null;
     }