Add workflow-centric patient journey with financial gates.

Introduces a facility workflow engine as Care's primary configuration
object: onboarding now leads with a facility category (which modules to
enable) and a workflow template (how patients move + where money is
collected), including standard herbal hospital/clinic templates.

Templates materialize into care_facility_workflows/care_workflow_stages.
The engine tracks a visit's position via care_visit_stage_advances and,
with FinancialGateService, gates a stage's queue behind a cleared
FinancialObligation (paid/authorized/waived/deferred) for "before"
payment timing while leaving "after" (pay-at-exit) flows unblocked.
Gated behavior is opt-in behind the workflow_engine/financial_gates
rollout flags; legacy orgs keep current behavior.

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Http/Controllers/Care/OnboardingController.php

@@ -5,6 +5,7 @@ namespace App\Http\Controllers\Care;
 use App\Http\Controllers\Controller;
 use App\Http\Controllers\Care\Concerns\ScopesToAccount;
 use App\Services\Care\OrganizationResolver;
+use App\Services\Care\Workflow\WorkflowTemplateRegistry;
 use App\Support\OrganizationBranding;
 use Illuminate\Http\RedirectResponse;
 use Illuminate\Http\Request;
@@ -16,6 +17,7 @@ class OnboardingController extends Controller
 
     public function __construct(
         protected OrganizationResolver $organizations,
+        protected WorkflowTemplateRegistry $workflows,
     ) {}
 
     public function show(Request $request): View|RedirectResponse
@@ -27,12 +29,9 @@ class OnboardingController extends Controller
         return view('care.onboarding.show', [
             'user' => $request->user(),
             'timezones' => timezone_identifiers_list(),
-            'facilityTypes' => [
-                'clinic' => 'Clinic',
-                'hospital' => 'Hospital',
-                'diagnostic' => 'Diagnostic laboratory',
-                'specialist' => 'Specialist practice',
-            ],
+            'categories' => $this->workflows->categories(),
+            'templates' => $this->workflows->templates(),
+            'defaultTemplate' => $this->workflows->defaultTemplateKey(),
         ]);
     }
 
@@ -42,9 +41,13 @@ class OnboardingController extends Controller
             return redirect()->route('care.dashboard');
         }
 
+        $categoryKeys = array_keys($this->workflows->categories());
+        $templateKeys = array_keys($this->workflows->templates());
+
         $validated = $request->validate([
             'organization_name' => ['required', 'string', 'max:255'],
-            'facility_type' => ['required', 'string', 'in:clinic,hospital,diagnostic,specialist'],
+            'facility_category' => ['required', 'string', 'in:'.implode(',', $categoryKeys)],
+            'workflow_template' => ['required', 'string', 'in:'.implode(',', $templateKeys)],
             'branch_name' => ['required', 'string', 'max:255'],
             'branch_address' => ['nullable', 'string', 'max:500'],
             'branch_phone' => ['nullable', 'string', 'max:50'],