ladill-events/app/Services/Pay/PayClient.php

<?php

namespace App\Services\Pay;

use Illuminate\Support\Facades\Http;

/**
 * Client for the platform Ladill Pay HTTP API — checkout and settlement for
 * merchant↔buyer money. Paystack is the processor today; settlement lands in
 * the one UserWallet via Platform Billing.
 */
class PayClient
{
    private function base(): string
    {
        return rtrim((string) config('pay.api_url'), '/');
    }

    private function token(): string
    {
        return (string) (config('pay.api_key') ?? '');
    }

    /** @param array<string,mixed> $payload */
    public function createCheckout(array $payload): array
    {
        $res = Http::withToken($this->token())->acceptJson()->timeout(15)->post($this->base().'/checkouts', $payload);
        $res->throw();

        return (array) $res->json();
    }

    public function verify(string $reference): array
    {
        $res = Http::withToken($this->token())->acceptJson()->timeout(15)->post($this->base().'/checkouts/verify', [
            'reference' => $reference,
        ]);
        $res->throw();

        return (array) $res->json();
    }

    public function show(string $reference): array
    {
        $res = Http::withToken($this->token())->acceptJson()->timeout(10)->get($this->base().'/orders/'.$reference);
        $res->throw();

        return (array) $res->json();
    }
}