Tighten Pro alert caps and move custom badges to Enterprise.

Pro includes 5,000 email and 5,000 SMS host alerts per month with hard
monthly caps; Enterprise is unlimited. Custom badge templates are
Enterprise-only, and plan benefit copy matches the new limits.

app/Services/Frontdesk/NotificationBillingService.php

@@ -29,6 +29,14 @@ class NotificationBillingService
 
     public function emailCostMinor(Organization $organization): int
     {
+        // Paid plan monthly cap exhausted — do not offer overage.
+        if ($this->plans->emailAllowanceExhausted(
+            $organization,
+            $this->usage->emailCountThisMonth($organization),
+        )) {
+            return 0;
+        }
+
         if ($this->usesCustomerEmail($organization)) {
             return 0;
         }
@@ -41,8 +49,36 @@ class NotificationBillingService
         return $this->pricing->emailCostMinor();
     }
 
+    public function smsCostMinor(Organization $organization, string $message): int
+    {
+        if ($this->plans->smsAllowanceExhausted(
+            $organization,
+            $this->usage->smsCountThisMonth($organization),
+        )) {
+            return 0;
+        }
+
+        if ($this->usesCustomerSms($organization)) {
+            return 0;
+        }
+
+        $allowance = $this->plans->freeSmsPerMonth($organization);
+        if ($allowance === null || $this->usage->smsCountThisMonth($organization) < $allowance) {
+            return 0;
+        }
+
+        return $this->pricing->smsCostMinor($message);
+    }
+
     public function canAffordEmail(Organization $organization): bool
     {
+        if ($this->plans->emailAllowanceExhausted(
+            $organization,
+            $this->usage->emailCountThisMonth($organization),
+        )) {
+            return false;
+        }
+
         if ($this->usesCustomerEmail($organization)) {
             return true;
         }
@@ -57,11 +93,18 @@ class NotificationBillingService
 
     public function canAffordSms(Organization $organization, string $message): bool
     {
+        if ($this->plans->smsAllowanceExhausted(
+            $organization,
+            $this->usage->smsCountThisMonth($organization),
+        )) {
+            return false;
+        }
+
         if ($this->usesCustomerSms($organization)) {
             return true;
         }
 
-        $cost = $this->pricing->smsCostMinor($message);
+        $cost = $this->smsCostMinor($organization, $message);
         if ($cost <= 0) {
             return true;
         }
@@ -75,6 +118,13 @@ class NotificationBillingService
      */
     public function chargeEmail(Organization $organization, string $reference, string $description): bool
     {
+        if ($this->plans->emailAllowanceExhausted(
+            $organization,
+            $this->usage->emailCountThisMonth($organization),
+        )) {
+            return false;
+        }
+
         if ($this->usesCustomerEmail($organization)) {
             $this->usage->recordEmail($organization, 0);
 
@@ -99,13 +149,20 @@ class NotificationBillingService
 
     public function chargeSms(Organization $organization, string $message, string $reference, string $description): bool
     {
+        if ($this->plans->smsAllowanceExhausted(
+            $organization,
+            $this->usage->smsCountThisMonth($organization),
+        )) {
+            return false;
+        }
+
         if ($this->usesCustomerSms($organization)) {
             $this->usage->recordSms($organization, 0);
 
             return true;
         }
 
-        $cost = $this->pricing->smsCostMinor($message);
+        $cost = $this->smsCostMinor($organization, $message);
         if ($cost <= 0) {
             $this->usage->recordSms($organization, 0);