Add wallet auto-withdraw threshold support for Ladill Mini.

Store per-user auto-withdraw amounts, expose them via the wallet API, and process withdrawals when balances reach the configured threshold after payments or on a schedule.

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Http/Controllers/Api/Mini/WalletController.php

@@ -5,6 +5,7 @@ namespace App\Http\Controllers\Api\Mini;
 use App\Http\Controllers\Api\Concerns\CallsIdentityApi;
 use App\Http\Controllers\Controller;
 use App\Services\Billing\BillingClient;
+use App\Services\Mini\AutoWithdrawService;
 use App\Services\Notifications\MiniNotificationService;
 use Illuminate\Http\JsonResponse;
 use Illuminate\Http\Request;
@@ -18,6 +19,7 @@ class WalletController extends Controller
     public function __construct(
         private BillingClient $billing,
         private MiniNotificationService $notifications,
+        private AutoWithdrawService $autoWithdraw,
     ) {}
 
     public function show(): JsonResponse
@@ -33,12 +35,39 @@ class WalletController extends Controller
             Log::warning('Mini API wallet load failed', ['user' => $account->public_id, 'error' => $e->getMessage()]);
         }
 
+        $settings = $account->getOrCreateQrSetting();
+
         return response()->json([
             'data' => [
                 'currency' => 'GHS',
                 'balance_minor' => $balanceMinor,
                 'spent_minor' => (int) ($ledger['spent_minor'] ?? 0),
                 'credited_minor' => (int) ($ledger['credited_minor'] ?? 0),
+                'auto_withdraw_amount_minor' => $settings->auto_withdraw_amount_minor,
+            ],
+        ]);
+    }
+
+    public function updateAutoWithdraw(Request $request): JsonResponse
+    {
+        $account = ladill_account();
+
+        $data = $request->validate([
+            'amount' => ['nullable', 'numeric', 'min:1', 'max:50000'],
+        ]);
+
+        $amountMinor = isset($data['amount']) ? (int) round((float) $data['amount'] * 100) : null;
+
+        $settings = $account->getOrCreateQrSetting();
+        $settings->update(['auto_withdraw_amount_minor' => $amountMinor]);
+
+        if ($amountMinor !== null) {
+            $this->autoWithdraw->attemptForUser($account);
+        }
+
+        return response()->json([
+            'data' => [
+                'auto_withdraw_amount_minor' => $settings->fresh()->auto_withdraw_amount_minor,
             ],
         ]);
     }