configured()) { return ['ok' => false, 'insufficient' => false, 'balance_minor' => null, 'error' => 'Billing is not configured.']; } try { $res = Http::withToken((string) config('billing.api_key')) ->acceptJson()->timeout(20) ->post(rtrim((string) config('billing.api_url'), '/').'/debit', [ 'user' => $user->public_id, 'amount_minor' => $amountMinor, 'service' => 'pos', 'source' => 'subscription', 'reference' => $reference, 'description' => $description, ]); } catch (\Throwable $e) { Log::warning('POS BillingClient: charge failed', ['user' => $user->public_id, 'error' => $e->getMessage()]); return ['ok' => false, 'insufficient' => false, 'balance_minor' => null, 'error' => 'Could not reach the billing service.']; } if ($res->status() === 402) { return ['ok' => false, 'insufficient' => true, 'balance_minor' => (int) $res->json('balance_minor', 0), 'error' => 'Insufficient wallet balance.']; } if ($res->failed()) { return ['ok' => false, 'insufficient' => false, 'balance_minor' => null, 'error' => 'Billing error ('.$res->status().').']; } return ['ok' => true, 'insufficient' => false, 'balance_minor' => null, 'error' => null]; } }