Bill transfer storage monthly with a 15-day grace period before deletion.

Files stay available while wallet renewals succeed each month. Failed renewals
keep files for TRANSFER_GRACE_PERIOD_DAYS (default 15) before automatic cleanup.

Co-authored-by: Cursor <cursoragent@cursor.com>

app/Http/Controllers/Transfer/OverviewController.php

@@ -21,7 +21,7 @@ class OverviewController extends Controller
 
         $transfers = Transfer::query()
             ->where('user_id', $account->id)
-            ->where('status', Transfer::STATUS_ACTIVE);
+            ->accessible();
 
         $activeCount = (clone $transfers)->count();
         $storageBytes = (int) (clone $transfers)->sum('storage_bytes');
@@ -37,14 +37,14 @@ class OverviewController extends Controller
 
         $expiringSoon = Transfer::query()
             ->where('user_id', $account->id)
-            ->where('status', Transfer::STATUS_ACTIVE)
-            ->whereNotNull('expires_at')
-            ->whereBetween('expires_at', [now(), now()->addDays(7)])
+            ->accessible()
+            ->whereNotNull('paid_until')
+            ->whereBetween('paid_until', [now(), now()->addDays(7)])
             ->count();
 
         $recentTransfers = Transfer::query()
             ->where('user_id', $account->id)
-            ->where('status', Transfer::STATUS_ACTIVE)
+            ->accessible()
             ->with('qrCode')
             ->latest()
             ->limit(6)