ladill-woo-manager/app/Services/Mini/AutoWithdrawService.php

<?php

namespace App\Services\Mini;

use App\Models\QrSetting;
use App\Models\User;
use App\Services\Billing\BillingClient;
use App\Services\Notifications\MiniNotificationService;
use Illuminate\Http\Client\Response as HttpResponse;
use Illuminate\Support\Facades\Http;
use Illuminate\Support\Facades\Log;
use Throwable;

class AutoWithdrawService
{
    public function __construct(
        private BillingClient $billing,
        private MiniNotificationService $notifications,
    ) {}

    public function attemptForUser(User $user): bool
    {
        $settings = $user->getOrCreateQrSetting();
        $thresholdMinor = $settings->auto_withdraw_amount_minor;

        if ($thresholdMinor === null || $thresholdMinor < 100) {
            return false;
        }

        try {
            $balanceMinor = $this->billing->balanceMinor($user->public_id);
        } catch (Throwable $e) {
            Log::warning('Auto-withdraw balance check failed', [
                'user' => $user->public_id,
                'error' => $e->getMessage(),
            ]);

            return false;
        }

        if ($balanceMinor < $thresholdMinor) {
            return false;
        }

        if (! $this->hasPayoutAccount($user)) {
            return false;
        }

        if ($this->hasPendingWithdrawal($user)) {
            return false;
        }

        $amountMajor = round($balanceMinor / 100, 2);
        if ($amountMajor < 1) {
            return false;
        }

        try {
            $response = $this->identitySend('POST', '/api/identity/wallet/withdraw', [
                'user' => $user->public_id,
                'amount' => $amountMajor,
            ]);

            if (! $response->successful()) {
                Log::warning('Auto-withdraw failed', [
                    'user' => $user->public_id,
                    'status' => $response->status(),
                    'body' => $response->body(),
                ]);

                return false;
            }

            $this->notifications->withdrawalSubmitted($user, $amountMajor);

            return true;
        } catch (Throwable $e) {
            Log::warning('Auto-withdraw exception', [
                'user' => $user->public_id,
                'error' => $e->getMessage(),
            ]);

            return false;
        }
    }

    public function processAll(): int
    {
        $count = 0;

        QrSetting::query()
            ->whereNotNull('auto_withdraw_amount_minor')
            ->where('auto_withdraw_amount_minor', '>=', 100)
            ->with('user')
            ->chunkById(50, function ($settings) use (&$count) {
                foreach ($settings as $setting) {
                    $user = $setting->user;
                    if ($user && $this->attemptForUser($user)) {
                        $count++;
                    }
                }
            });

        return $count;
    }

    private function hasPayoutAccount(User $user): bool
    {
        $response = $this->identitySend(
            'GET',
            '/api/identity/payout-account?user='.urlencode((string) $user->public_id),
            [],
        );

        if (! $response->successful()) {
            return false;
        }

        return filled($response->json('data.payout_account.account_number'));
    }

    private function hasPendingWithdrawal(User $user): bool
    {
        $response = $this->identitySend(
            'GET',
            '/api/identity/wallet/withdrawals?user='.urlencode((string) $user->public_id),
            [],
        );

        if (! $response->successful()) {
            return false;
        }

        return collect($response->json('data', []))
            ->contains(fn ($withdrawal) => in_array($withdrawal['status'] ?? '', ['pending', 'processing'], true));
    }

    private function identitySend(string $method, string $path, array $payload): HttpResponse
    {
        return Http::baseUrl(rtrim((string) config('services.ladill_identity.url'), '/'))
            ->withToken((string) config('services.ladill_identity.key'))
            ->connectTimeout(10)
            ->timeout(20)
            ->acceptJson()
            ->asJson()
            ->send($method, $path, ['json' => $payload]);
    }
}